Explore cargototo terms before joining
Your Terms & Conditions matter before your first wallet action. We set out how your account is opened, how identity or payment checks may be requested, how wallet records are matched to DANA, OVO, GoPay and QRIS receipts, and when access can be paused for security
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or rule checks. If you open your account from Jakarta, the same account steps apply: confirm your phone number, keep your login private, use payment names that match your account where requested, and contact us if a wallet entry looks wrong. Availability depends on local law
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and is offered only where local law permits. We may amend these Terms & Conditions when payment rails, account controls, or product access rules change, and we place the current wording on this page so you can read it before you continue.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.